NOTE: The results or output created by use of the Best's Capital Adequacy Ratio Model (“Output”) is for informational and internal purposes only, and such Output may not match or be consistent with the official
BCAR score that A. M. Best publishes for the same company. The Output is not guaranteed or warranted in any respect by A.M. Best.
The BCAR Model is a non-rating services product, and its purchase is not required as part of the rating process.
Best’s Capital Adequacy Ratio Model – P/C, US lets you test multiple
“what-if” scenarios just as an A.M. Best analyst would.
Best’s Capital Adequacy Ratio (BCAR) is a calculation A.M. Best analysts use to test the impact of
scenarios that affect an insurer’s financial outcomes.
The BCAR Model – P/C, US is a desktop application that provides online access to the same base
model and data used by A.M. Best to calculate the BCAR score for approximately 3000 single and
group U.S. property/casualty companies.
BCAR Model users always have access to the same base model that A.M. Best uses in its
published BCAR scores. Experiment with various scenarios with this highly sophisticated analytical
Contact us for more information: (908) 439-2200, ext. 5311, or