My Generation CONTINUED
TABLE 2
Demographic Characteristics of Individuals Under Age 65 Insured in the Nongroup Market—2011
( 1,000s)
Age Single Couple
Adult and
Child(ren)
<138% fpL
———
24 142 36
45 217 201
23 216 236
132 65 171
154 30 47
379 671 691
200–300% fpL
—
53
163
182
75
23
496
400+% fpL
0– 20 101 — —
21–29 361 48 32
30–39 379 135 118
40–49 402 178 177
50–59 667 694 102
60–64 447 464 41
Total 2,356 1,518 469
source: oliver wyman analysis of 2011 CPs data
family
Total
Single
Total
0– 20
21–29
30–39
40–49
50–59
60–64
Total
231
466
179
217
312
233
1,639
231
669
642
693
680
465
3,380
75
144
79
132
169
143
742
75
202
386
463
475
279
1,880
0– 20
21–29
30–39
40–49
50–59
60–64
Total
74
229
160
150
237
198
1,048
—
27
48
38
152
118
383
—
19
267
617
408
56
1,367
74
328
638
987
872
395
3,294
48
169
122
163
197
165
863
Couple
Adult and
Child(ren) family
138% to 200% fpL
———
13 34 11
17 114 176
28 113 190
82 37 187
78 6 52
218 303 618
300–400%
——
41 20
25 118
34 101
131 45
111 9
343 294
Total
—
281
729
790
324
109
2,233
—
32
203
550
406
58
1,249
48
262
468
849
779
344
2,749
—
29
592
1,242
1,225
199
3,287
101
470
1,223
1,999
2,688
1,150
7,630
529
1,369
918
1,063
1,582
1,186
6,647
—
153
270
301
1,192
925
2,841
—
127
1,439
2,836
2,397
412
7,212
529
1,932
3,357
4,990
5,495
2,632
18,934
Breadth of Impact
Table 1 shows the uninsured by FPL and age in 2011. This
table shows that 11. 2 million people (or almost 25 percent
of the uninsured in 2011) were between the ages of 21 and
29, and roughly 1. 4 million of these individuals will not be
eligible for premium subsidies because their household in-
come exceeds 400 percent of FPL. At the same time, close
to another 2. 6 million uninsured individuals are estimated to
have incomes above 225 percent of FPL, the crossover point
above which those purchasing single coverage can expect
to pay more out of pocket for coverage than they otherwise
would, even after accounting for premium assistance.
34 CONTINGENCIES JAN | FEB. 13
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