Contingencies is the magazine of the actuarial profession; a bimonthly, full-color magazine that explores the issues driving the insurance and financial services industries. It is written for actuaries as well as general readers with an interest in a range of financial and social concerns. Readers include professionals in fields such as law, risk management, and benefit administration, as well as government policy makers and regulators. Articles tackle subjects that are important to our readers such as Social Security, Medicare, managed health care, insurance regulation, benefits trends, and more.