Hannover Life Re
Corporate Overview
Hannover Life Reassurance Company of
America (HLR America) is the North American life and health reinsurance subsidiary of
Hannover Re Group, the fourth largest reinsurance group in the world. Licensed in 49
U.S. states and Puerto Rico, HLR America
offers innovative risk reinsurance and financial solutions on both an individual and group
basis for Life and Health markets.
HLR America goes beyond conventional methods, challenging traditional
offerings and applying our global expertise to craft a solution that’s just right for
each individual client. That is what makes
HLR America the Somewhat Different
reinsurer.
America’s superior financial strength and ratings, allow our team to bring a wide range of
solutions to your business.
COLI/BOLI
HLR America has significant COLI / BOLI
expertise and is a leading reinsurer in this
market, actively participating in the majority
of the reinsurance pools. We welcome the
opportunity to be Lead Underwriter of COLI/
BOLI pools.
Financial Solutions
In addition to managing risk, reinsurance
provides direct writers an alternative means
to accessing capital. With our considerable
expertise in developing these insurance
structures, we can offer financial solutions for
companies who need capital to pursue new
lines of business or increase capital reserves.
These insurance based solutions can offer
considerable benefits over traditional capital
market equity or debt. With Hannover Life
Re’s experience with capital markets worldwide and extensive knowledge of tax and
insurance environments, we can help leverage the value of your company’s portfolio.
Underwriting Manual
ASCENT–The Power Revealed, HLR
America’s cutting
edge electronic underwriting manual is a
trusted source of credible, evidence-based
ratings on over 500 medical conditions. It’s
also a ratings guide to a myriad of non-medi-cal, international, financial underwriting, and
older-age specific considerations. ASCENT
is also a state of the art online resource designed to provide intuitive and fast access
to ratings for the experienced underwriter
as well as serve as a replacement to other
reference materials and the depth of information needed to provide educational support
to developing under writers. This combination
of leading medical research, cutting edge
technology, and depth of resources makes
ASCENT–The Power Revealed an industry
leading underwriting tool.
800 N. Magnolia Avenue, Suite 1400
Orlando, Florida 32803
Phone: 800-327-1910
FAX:
407-648-1468
WEBSITE:
www.hlramerica.com
Financial Solutions
Jeff Burt, 407-996-2618
jeff.burt@hlramerica.com
Mortality Solutions
Tim McGrath, 407-996-2611
tim.mcgrath@hlramerica.com
Lonny Meewes, 704-731-6354
lonny.meewes@hlramerica.com
ASCENT and COLI/BOLI
Kevin Oldani, 720-279-5019
kevin.oldani@hlramerica.com
Merica-US™
Mike Reeves, 407-649-2215
mike.reeves@hlramerica.com
Senior Markets
Julian Whitekus, 407-996-2461
julian.whitekus@hlramerica.com
Group Life and A&H
David Nussbaum 516-593-9733
david.nussbaum@hlramerica.com
SPECIAL SECTION
Mortality Solutions
Leading edge mortality risk management is
essential in today’s market. HLR America’s
continued investment in best-in-class mortality and underwriting expertise allows our
team to access key assets in seeking to develop innovative solutions to your company’s
challenges:
The scale and underlying data from of
one of the industry’s largest inforce
portfolios
Industry leading systems and analytics to
harness the power of the over USD 800
billion of life risk inforce
Dedicated staff and industry recognized
experts in actuarial, underwriting, and
medical research
Leading edge tools such as ASCENT–
The Power Revealed, and Merica-US™
Dedication to and expertise in key niche
markets
These capabilities, combined with HLR
Automated Underwriting Systems
Merica-US™ is a
web-based point-
of-sale underwriting platform that offers our
clients competitive mortality results with
significant savings on both issue time and
underwriting costs. Using automated real-time analysis of third party data (Rx profiles,
MIB, MVR), Merica-US™ provides clients
the ability to add instant issue business
at nearly fully underwritten rates. Merica-US™ gives our clients an edge in the middle
market by providing a cost-efficient solution
to writing all types of individually underwritten insurance, including life, AD&D and
critical illness.
Supplement, Medicare Advantage and Part
D markets. Whether currently established or
just entering the market, HLR America brings
our clients product, price-management, and
distribution expertise. We can assist in the acquisition of a company or block of business,
or alternatively we can help clients monetize
the value of their own Medicare business.
Some additional services we provide in the
Medicare market include:
Strategic market analysis
Price planning and adequacy reviews of
rates, area factors, and trends
Access to distribution
Demographic studies
Senior Markets
Over the past six years, HLR America has
reinsured over $2 billion of Medicare
market premiums for our clients. We provide both financial and risk solutions for
companies in individual and group Medicare
Group and Specialty A&H
HLR America offers traditional and niche
reinsurance solutions for over 30 prod-
ucts and services in the Group, Accident
and Specialty Health markets. We partner
with direct writers, third party administra-
tors, specialty insurance marketers, general
under writers/agents, intermediaries and bro-
kers. A selection of our solutions includes:
Group Life
Accidental Death & Dismemberment
AD Carve-out and Bulk ADB
Travel Accident and Accident Medical
Student Accident and Health
Critical Illness
Dental and Vision Care
Prescription Drug Carve-outs
Short & Intermediate Term Disability
Hospital Indemnity and Mini-Med
Medical Specific & Aggregate
